Home Improvement Loans

Safe, warm and secure

The Welsh Government has made funding available to local councils to help private owners tackle disrepair in their homes.

Newport City Council’s Safe, Warm and Secure scheme can offer interest-free loans to eligible owners whose properties are in poor condition and who are not easily able to access other sources of finance.

Loans will be tailored to the applicant’s ability to repay, based on an affordability assessment by Newport Credit Union.


Download the Safe, Warm and Secure leaflet (pdf) and the Safe, Warm and Secure application form (pdf) 


Download the Safe, Warm and Secure landlords leaflet (pdf) and the Safe, Warm and Secure landlords application form (pdf)


For further information contact the housing strategy team at Newport City Council or email InnovativeFinance@wales.gsi.gov.uk